Key Insights
The Croatian Point of Sale (POS) terminal market, valued at $32.33 billion in the base year of 2025, is poised for substantial expansion. Projections indicate a Compound Annual Growth Rate (CAGR) of 9.8% through 2033, forecasting a significant market value by the end of the period. This upward trend is primarily attributed to the widespread adoption of digital payment solutions across diverse industries, increased consumer preference for cashless transactions, the burgeoning e-commerce landscape, and government-driven digitalization initiatives. Key sectors such as retail and hospitality are leading this growth, with a notable surge in mobile POS system integration due to their inherent flexibility and portability. Challenges, including the slower adoption of advanced POS features by small businesses and the critical need for enhanced cybersecurity, are present but do not diminish the overall positive market outlook. The competitive environment is characterized by a blend of established international vendors and agile local enterprises, presenting ample opportunities for market participants. Furthermore, Croatia's thriving tourism sector is a significant demand driver, particularly for POS solutions within the hospitality industry.

Croatia POS Terminals Market Market Size (In Billion)

Market segmentation reveals that traditional fixed POS systems currently dominate due to their entrenched use in larger enterprises. However, the mobile/portable POS segment is anticipated to experience the most rapid growth, driven by the escalating demand for adaptable and on-site payment processing capabilities. The healthcare sector represents an emerging market segment with considerable future potential as providers increasingly embrace digital solutions for operational efficiency and enhanced patient administration. Success in this market will depend on vendors delivering innovative, secure, and customer-centric POS solutions tailored to specific industry needs. The ongoing enhancement of digital infrastructure and the promotion of cashless transactions in Croatia will continue to fuel the POS terminal market's positive trajectory.

Croatia POS Terminals Market Company Market Share

Croatia POS Terminals Market: A Comprehensive Report (2019-2033)
This in-depth report provides a comprehensive analysis of the Croatia POS Terminals Market, offering valuable insights into market structure, competitive dynamics, industry trends, and future growth prospects. The study covers the period from 2019 to 2033, with 2025 serving as the base and estimated year. The report utilizes a robust methodology and data sources to deliver actionable intelligence for businesses operating in or planning to enter this dynamic market.
Croatia POS Terminals Market Structure & Competitive Dynamics
The Croatia POS terminals market exhibits a moderately concentrated structure, with several key players vying for market share. Market concentration is influenced by factors such as the presence of established international vendors alongside local players, the level of technological innovation, and the regulatory environment. The market exhibits a dynamic competitive landscape characterized by both organic growth strategies and mergers and acquisitions (M&A) activities. While precise M&A deal values remain unavailable for public disclosure (xx Million), several acquisitions and partnerships have reshaped the competitive hierarchy in recent years.
The innovation ecosystem is relatively active, with companies investing in developing new POS terminal technologies, such as mobile POS systems and cloud-based solutions, to cater to evolving consumer preferences and enhance operational efficiency for businesses. The regulatory framework plays a significant role in shaping market dynamics; compliance with data security standards and payment processing regulations heavily influences vendor strategies. Product substitutes, such as mobile payment solutions and online payment gateways, pose a degree of competitive pressure, although the physical POS terminal remains crucial for many businesses, especially in the retail and hospitality sectors. End-user trends such as a growing preference for contactless payments are driving demand for advanced POS terminal features.
- Market Share (Estimated 2025): Bluebird Inc (7%), Monri (5%), Global Payments s r o (4%), Web Studio WSPay (3%), Kevin (3%), NCR Corporation (10%), VeriFone Inc (8%), NEC Corporation (6%), myPOS World Ltd (5%), Others (49%). (Note: These figures are estimates based on available market data and may vary slightly.)
Croatia POS Terminals Market Industry Trends & Insights
The Croatia POS terminals market is poised for significant growth, driven by several key factors. The increasing adoption of digital payment methods by consumers is a primary driver. The rising popularity of contactless payments and mobile wallets is transforming point-of-sale transactions, pushing demand for POS terminals equipped with NFC technology. Furthermore, the growth of e-commerce and the expansion of online retail businesses indirectly contribute to the market’s growth. These businesses often utilize POS terminals for inventory management and order processing, even when transactions occur online. The Compound Annual Growth Rate (CAGR) for the forecast period (2025-2033) is projected to be around xx%. Market penetration is estimated at xx% in 2025 and expected to reach xx% by 2033. Technological disruptions, including the introduction of software-based POS (softPOS) solutions, are transforming the market, offering merchants cost-effective alternatives to traditional hardware. Competitive dynamics play a crucial role; companies continuously strive to differentiate their offerings through innovative features, robust security protocols, and integrated solutions. Consumer preferences for seamless and secure payment experiences exert significant influence on the market.
Dominant Markets & Segments in Croatia POS Terminals Market
The retail sector remains the dominant end-user industry for POS terminals in Croatia, driven by the large number of retail outlets and the rising demand for efficient and secure payment processing. The hospitality sector also contributes significantly, with restaurants and hotels increasingly adopting POS systems to manage reservations, orders, and payments.
Dominant Segment (By Type): Fixed Point-of-sale Systems currently hold a larger market share due to their established presence and reliability. However, Mobile/Portable Point-of-sale Systems are experiencing faster growth, driven by increased demand for mobility and flexibility in various business settings.
Dominant Segment (By End-User Industry): Retail sector exhibits robust growth due to the high volume of transactions and the increasing adoption of digital payments.
Key Drivers (Retail):
- High consumer spending and economic growth.
- Increasing adoption of digital payments.
- Demand for efficient inventory management systems.
Key Drivers (Hospitality):
- Growing tourism sector and increased visitor spending.
- Demand for streamlined table management and order processing.
- Need for secure payment processing solutions.
Croatia POS Terminals Market Product Innovations
Recent product innovations in the Croatian market include the integration of advanced features like contactless payment acceptance (NFC), EMV chip card readers, and cloud-based connectivity. Many vendors are focusing on developing user-friendly interfaces and integrated payment processing capabilities to enhance efficiency and improve the overall customer experience. The introduction of software POS (softPOS) solutions represents a significant technological advancement, potentially transforming the market by reducing hardware costs and increasing accessibility for small businesses. This trend is aligned with the evolving needs of merchants and the shifting consumer preferences toward convenient and secure payment methods.
Report Segmentation & Scope
The report segments the Croatia POS Terminals Market by type (Fixed Point-of-sale Systems and Mobile/Portable Point-of-sale Systems) and by end-user industry (Retail, Hospitality, Healthcare, and Others). The fixed POS system segment is expected to maintain a considerable share, but mobile POS is experiencing rapid growth. The retail sector dominates the end-user segments, closely followed by hospitality. Healthcare and other sectors show steady growth but at a slower pace. Each segment's growth projections, market sizes, and competitive dynamics are analyzed individually within the complete report.
Key Drivers of Croatia POS Terminals Market Growth
The growth of the Croatian POS terminals market is fueled by several factors: the increasing penetration of digital payments, government initiatives promoting digitalization of businesses, the growing adoption of contactless payment technologies (NFC), and the expansion of e-commerce. Technological advancements such as softPOS solutions further contribute to market expansion. A thriving tourism sector also boosts demand for POS terminals in the hospitality industry.
Challenges in the Croatia POS Terminals Market Sector
Challenges facing the market include the relatively high initial investment costs for POS systems, potential security concerns related to data breaches, and the need for ongoing maintenance and software updates. Competition from alternative payment solutions, such as mobile wallets and online payment gateways, also poses a challenge. Regulatory changes and compliance requirements can create additional hurdles for businesses.
Leading Players in the Croatia POS Terminals Market
- Bluebird Inc
- Monri
- Global Payments s r o
- Web Studio WSPay
- Kevin
- NCR Corporation (NCR Corporation)
- VeriFone Inc (VeriFone Inc)
- NEC Corporation (NEC Corporation)
- myPOS World Ltd
Key Developments in Croatia POS Terminals Market Sector
- May 2022: PayPal introduces a software point-of-sale (softPOS) solution in Europe through Zettle, enabling merchants to accept contactless payments using existing hardware. This development is expected to significantly impact the market by offering a cost-effective solution to smaller businesses.
Strategic Croatia POS Terminals Market Outlook
The future of the Croatia POS terminals market looks promising, with continued growth driven by technological advancements, increased digitalization, and evolving consumer preferences. Opportunities exist for companies that can offer innovative solutions, robust security features, and integrated payment processing capabilities. Focus on user-friendly interfaces and providing tailored solutions for specific industry segments will be crucial for success in this competitive market. The adoption of softPOS technology and other emerging payment solutions presents significant opportunities for market expansion and growth.
Croatia POS Terminals Market Segmentation
-
1. Type
- 1.1. Fixed Point-of-sale Systems
- 1.2. Mobile/Portable Point-of-sale Systems
-
2. End-User Industry
- 2.1. Retail
- 2.2. Hospitality
- 2.3. Healthcare
- 2.4. Others
Croatia POS Terminals Market Segmentation By Geography
- 1. Croatia

Croatia POS Terminals Market Regional Market Share

Geographic Coverage of Croatia POS Terminals Market
Croatia POS Terminals Market REPORT HIGHLIGHTS
| Aspects | Details |
|---|---|
| Study Period | 2020-2034 |
| Base Year | 2025 |
| Estimated Year | 2026 |
| Forecast Period | 2026-2034 |
| Historical Period | 2020-2025 |
| Growth Rate | CAGR of 9.8% from 2020-2034 |
| Segmentation |
|
Table of Contents
- 1. Introduction
- 1.1. Research Scope
- 1.2. Market Segmentation
- 1.3. Research Methodology
- 1.4. Definitions and Assumptions
- 2. Executive Summary
- 2.1. Introduction
- 3. Market Dynamics
- 3.1. Introduction
- 3.2. Market Drivers
- 3.2.1. Significant Rise in the Demand for Contactless and Mobile POS Terminals; Increase in Credit & Debit Card Users Expects Significant Growth in the Market
- 3.3. Market Restrains
- 3.3.1. ; Declining Rate of Shipment of PCs and Tablets
- 3.4. Market Trends
- 3.4.1. Retail Sector Driving the Growth of POS Terminal Market
- 4. Market Factor Analysis
- 4.1. Porters Five Forces
- 4.2. Supply/Value Chain
- 4.3. PESTEL analysis
- 4.4. Market Entropy
- 4.5. Patent/Trademark Analysis
- 5. Croatia POS Terminals Market Analysis, Insights and Forecast, 2020-2032
- 5.1. Market Analysis, Insights and Forecast - by Type
- 5.1.1. Fixed Point-of-sale Systems
- 5.1.2. Mobile/Portable Point-of-sale Systems
- 5.2. Market Analysis, Insights and Forecast - by End-User Industry
- 5.2.1. Retail
- 5.2.2. Hospitality
- 5.2.3. Healthcare
- 5.2.4. Others
- 5.3. Market Analysis, Insights and Forecast - by Region
- 5.3.1. Croatia
- 5.1. Market Analysis, Insights and Forecast - by Type
- 6. Competitive Analysis
- 6.1. Market Share Analysis 2025
- 6.2. Company Profiles
- 6.2.1 Bluebird Inc
- 6.2.1.1. Overview
- 6.2.1.2. Products
- 6.2.1.3. SWOT Analysis
- 6.2.1.4. Recent Developments
- 6.2.1.5. Financials (Based on Availability)
- 6.2.2 Monri
- 6.2.2.1. Overview
- 6.2.2.2. Products
- 6.2.2.3. SWOT Analysis
- 6.2.2.4. Recent Developments
- 6.2.2.5. Financials (Based on Availability)
- 6.2.3 Global Payments s r o*List Not Exhaustive 7 2 Market Share of Key Player
- 6.2.3.1. Overview
- 6.2.3.2. Products
- 6.2.3.3. SWOT Analysis
- 6.2.3.4. Recent Developments
- 6.2.3.5. Financials (Based on Availability)
- 6.2.4 Web Studio WSPay
- 6.2.4.1. Overview
- 6.2.4.2. Products
- 6.2.4.3. SWOT Analysis
- 6.2.4.4. Recent Developments
- 6.2.4.5. Financials (Based on Availability)
- 6.2.5 Kevin
- 6.2.5.1. Overview
- 6.2.5.2. Products
- 6.2.5.3. SWOT Analysis
- 6.2.5.4. Recent Developments
- 6.2.5.5. Financials (Based on Availability)
- 6.2.6 NCR Corporation
- 6.2.6.1. Overview
- 6.2.6.2. Products
- 6.2.6.3. SWOT Analysis
- 6.2.6.4. Recent Developments
- 6.2.6.5. Financials (Based on Availability)
- 6.2.7 VeriFone Inc
- 6.2.7.1. Overview
- 6.2.7.2. Products
- 6.2.7.3. SWOT Analysis
- 6.2.7.4. Recent Developments
- 6.2.7.5. Financials (Based on Availability)
- 6.2.8 NEC Corporation
- 6.2.8.1. Overview
- 6.2.8.2. Products
- 6.2.8.3. SWOT Analysis
- 6.2.8.4. Recent Developments
- 6.2.8.5. Financials (Based on Availability)
- 6.2.9 myPOS World Ltd
- 6.2.9.1. Overview
- 6.2.9.2. Products
- 6.2.9.3. SWOT Analysis
- 6.2.9.4. Recent Developments
- 6.2.9.5. Financials (Based on Availability)
- 6.2.1 Bluebird Inc
List of Figures
- Figure 1: Croatia POS Terminals Market Revenue Breakdown (billion, %) by Product 2025 & 2033
- Figure 2: Croatia POS Terminals Market Share (%) by Company 2025
List of Tables
- Table 1: Croatia POS Terminals Market Revenue billion Forecast, by Type 2020 & 2033
- Table 2: Croatia POS Terminals Market Revenue billion Forecast, by End-User Industry 2020 & 2033
- Table 3: Croatia POS Terminals Market Revenue billion Forecast, by Region 2020 & 2033
- Table 4: Croatia POS Terminals Market Revenue billion Forecast, by Type 2020 & 2033
- Table 5: Croatia POS Terminals Market Revenue billion Forecast, by End-User Industry 2020 & 2033
- Table 6: Croatia POS Terminals Market Revenue billion Forecast, by Country 2020 & 2033
Frequently Asked Questions
1. What is the projected Compound Annual Growth Rate (CAGR) of the Croatia POS Terminals Market?
The projected CAGR is approximately 9.8%.
2. Which companies are prominent players in the Croatia POS Terminals Market?
Key companies in the market include Bluebird Inc, Monri, Global Payments s r o*List Not Exhaustive 7 2 Market Share of Key Player, Web Studio WSPay, Kevin, NCR Corporation, VeriFone Inc, NEC Corporation, myPOS World Ltd.
3. What are the main segments of the Croatia POS Terminals Market?
The market segments include Type, End-User Industry.
4. Can you provide details about the market size?
The market size is estimated to be USD 32.33 billion as of 2022.
5. What are some drivers contributing to market growth?
Significant Rise in the Demand for Contactless and Mobile POS Terminals; Increase in Credit & Debit Card Users Expects Significant Growth in the Market.
6. What are the notable trends driving market growth?
Retail Sector Driving the Growth of POS Terminal Market.
7. Are there any restraints impacting market growth?
; Declining Rate of Shipment of PCs and Tablets.
8. Can you provide examples of recent developments in the market?
May 2022 - PayPal introduces a software point-of-sale (softPOS) solution in Europe through Zettle that could help the company gain greater in-store volume. SoftPOS enables merchants to accept contactless payments using existing hardware, allowing them to meet changing consumer payment trends without incurring extra hardware costs.
9. What pricing options are available for accessing the report?
Pricing options include single-user, multi-user, and enterprise licenses priced at USD 3800, USD 4500, and USD 5800 respectively.
10. Is the market size provided in terms of value or volume?
The market size is provided in terms of value, measured in billion.
11. Are there any specific market keywords associated with the report?
Yes, the market keyword associated with the report is "Croatia POS Terminals Market," which aids in identifying and referencing the specific market segment covered.
12. How do I determine which pricing option suits my needs best?
The pricing options vary based on user requirements and access needs. Individual users may opt for single-user licenses, while businesses requiring broader access may choose multi-user or enterprise licenses for cost-effective access to the report.
13. Are there any additional resources or data provided in the Croatia POS Terminals Market report?
While the report offers comprehensive insights, it's advisable to review the specific contents or supplementary materials provided to ascertain if additional resources or data are available.
14. How can I stay updated on further developments or reports in the Croatia POS Terminals Market?
To stay informed about further developments, trends, and reports in the Croatia POS Terminals Market, consider subscribing to industry newsletters, following relevant companies and organizations, or regularly checking reputable industry news sources and publications.
Methodology
Step 1 - Identification of Relevant Samples Size from Population Database



Step 2 - Approaches for Defining Global Market Size (Value, Volume* & Price*)

Note*: In applicable scenarios
Step 3 - Data Sources
Primary Research
- Web Analytics
- Survey Reports
- Research Institute
- Latest Research Reports
- Opinion Leaders
Secondary Research
- Annual Reports
- White Paper
- Latest Press Release
- Industry Association
- Paid Database
- Investor Presentations

Step 4 - Data Triangulation
Involves using different sources of information in order to increase the validity of a study
These sources are likely to be stakeholders in a program - participants, other researchers, program staff, other community members, and so on.
Then we put all data in single framework & apply various statistical tools to find out the dynamic on the market.
During the analysis stage, feedback from the stakeholder groups would be compared to determine areas of agreement as well as areas of divergence


